Work comp: Benefits, general information
About workers' compensation
Workers' compensation is a no-fault system designed to provide benefits to employees who are injured as a result of their employment activities. It also helps limit the liability of employers. Because it is a no-fault system, the employee does not need to prove negligence on the part of the employer to establish liability. It also means the employer cannot use negligence on the part of the employee as a defense to a claim.
A work-related injury can be any condition that is caused, aggravated or accelerated by the employment activities. This includes traumatic injuries, repetitive type injuries, occupational diseases and qualifying mental injuries, such as post-traumatic stress disorder (PTSD). The employee needs to show only that the employment activities were a substantial contributing factor to the disability and/or need for medical care.
Workers' compensation provides three basic types of benefits: wage loss, medical and vocational rehabilitation.
1. Wage-loss benefits
2. Medical benefits
3. Vocational rehabilitation benefits
For more information
For more general benefits information, see An employee's guide to the Minnesota workers' compensation system (also available in Spanish).