Work comp: Disability benefits -- waiting period
Wage-loss claims are not paid until you lose time from work as a result of your disability for three calendar-days. However, if your disability continues for 10 calendar-days, you will be paid for the entire time that you lose time from work.
Important elements in applying the waiting period
The waiting period is counted in consecutive calendar-days, not workdays.
The first day of disability is the first day of the waiting period.
Any disability (claimed lost time or wages), including a fraction of a day of disability, is considered the first day of disability regardless of whether the employee is paid in full by the employer for that day.
Temporary partial disability, including time lost from work to obtain medical treatment for a work-related injury, is considered a day in which there is disability.
If there is disability on the 10th calendar-day or beyond (from the first day of disability), compensation is owed from the first day of disability.
If the only disability beyond the waiting period is for nonscheduled workdays, generally no compensation is owed for those non-workdays.
If you have questions call the Department of Labor and Industry at 651-284-5032 or 800-342-5354.