Workers' compensation is a no-fault system designed to provide benefits to employees injured as a result of their employment activities and to limit the liability of employers. Because it is a no-fault system, the employee does not need to prove negligence on the part of the employer to establish liability. It also means the employer cannot use negligence on the part of the employee as a defense to a claim.
A work-related injury can be any condition that is caused, aggravated or accelerated by the employment activities. This includes traumatic injuries, gradual injuries or occupational diseases. The employee needs to show only that the employment activities were a substantial contributing factor to the disability and/or need for medical care.
Workers' compensation provides four basic types of benefits:
medical benefits; and
|More about workers' compensation|
|First Report of Injury form, other time requirements|
|Independent medical examination report recommendations|
|Maximum medical improvement|
|Recovery of overpayments|