This study examines the effect of the 1995 workers' compensation law change that limited temporary total disability (TTD) benefits to 104 weeks of total duration, effective for injuries on or after Oct. 1, 1995. Previously, TTD benefits were available until 90 days after the injured worker reached the point of maximum medical improvement. The 1995 law change also set eligibility thresholds for permanent total disability (PTD) benefits. Persons denied PTD eligibility will tend to become longer-duration TTD claimants.
The study examines the characteristics of long-duration TTD claimants, describes the activities occurring during their claims, gathers information about the problems they face and estimates the number of such claimants.