A through F | G through L | M through R | S through Z
Age of indemnity claimants
Figures A and B show the mean and median age of indemnity claimants at the
aging data. Figure C shows the distribution of age
groups each year. Cases where the worker's age is unknown, less than 14 years or
older than 90 years are excluded.
All summary tables from the BLS survey for Minnesota
These Excel 97 files show summary data from the
Survey of Occupational Injuries and Illnesses. The figures should be
viewed with caution, because some of the differences in year-to-year rates and
numbers, especially in the smaller sectors, may represent sampling variation
rather than actual differences in case incidence. For more information about
sampling error in the BLS survey, see "Reliability
of estimates" at the BLS Web site.
Included in the file for years 2002 and later are:/p>
Included in the files for 1999, 2000 and 2001 are:
Average amounts of selected types of indemnity
benefits
Figure A shows average indemnity benefits of different types per claim
with the given type of benefit by year of injury. This means that for
each type of benefit, the average is taken over those claims with that type of
benefit. As in previous figures showing average benefits per claim, the numbers
are adjusted for growth in the average wages and expressed in 2002 wage-dollars.
The adjusted trends signify changes in average benefits per claim attributable
to factors other than general wage growth.
Figure B shows the average amounts of different types of indemnity benefits per indemnity claim by year of injury, adjusted for wage growth. In contrast with Figure A, the average for each benefit type is taken over all indemnity claims, including those with no benefits of the particular type. Thus, Figure B reflects both the average benefit of each type for claims with that benefit type and the percentage of indemnity claims with that benefit type.
Average duration of wage-replacement benefits in
weeks
This figure shows the average duration of temporary total disability/permanent
total disability (TTD/PTD) and temporary partial disability (TPD) benefits by
year of injury. These numbers are "developed," meaning they are estimates of
what the final numbers will be when all claims are complete.
Average indemnity and medical costs of insured
claims
This figure presents the average indemnity and medical costs of claims paid by
insurance companies by policy year for indemnity claims, medical-only claims and
both claim types combined. The cost figures for indemnity claims and for all
claims combined are rounded to the nearest $10. The numbers are adjusted for
wage growth to standardize the cost of benefits over time. If average benefits
per claim were to double while average wages also doubled, there would be no
change in benefits relative to payroll. Furthermore, wage growth contributes to
the growth of indemnity and medical costs, because most indemnity costs are tied
to wages (the exception being PPD benefits), and medical costs -- to a large
degree -- change with general wages and prices. Since the medical fee schedule
revision in 1993, maximum medical fees have been tied to the statewide average
weekly wage (SAWW). The average claim costs in this figure are expressed in
terms of 2002 wage-dollars (see footnote in figure).
Average weekly wage-replacement benefits
This figure shows the average weekly amounts of temporary total
disability/permanent total disability (TTD/PTD) and temporary partial disability
(TPD) benefits by year of injury. The benefits are adjusted for growth in the
statewide average weekly wage (SAWW).
Benefit costs per $100 of covered payroll
This figure shows trends in insured benefit costs -- indemnity, medical and
total -- per $100 of covered payroll in the voluntary market. The Minnesota
Workers' Compensation Insurers Association (MWCIA) uses the loss data behind
these numbers to derive the annual changes in Minnesota’s pure premium rates,
set forth in the annual Minnesota Ratemaking Report. However, in that
process, the MWCIA compares losses to pure premium, rather than to payroll, as
is done here.
Claimant attorney fees
Cost of workers' compensation
Employment status Fatal work-injuries
This figure presents data about claimant attorney involvement and associated
fees by year of injury. The numbers are "developed," meaning they are
projections of what the numbers will be at full claim-maturity.
This figure shows the estimated total cost of Minnesota workers’ compensation,
in absolute terms and relative to payroll. The numbers include insured and
self-insured employers. They are computed primarily from written premium for
insured employers and pure premium (with adjustments) for self-insureds (see
footnote in figure). Written premium -- the "bottom line" premium insurers
charge employers for policies written within a period -- is based on insurers’
filed rates, but is adjusted to reflect employers’ individual characteristics,
such as safety programs. Fundamentally, total system cost reflects indemnity
benefits, medical treatment, rehabilitation, claims adjustment, litigation,
insurance brokerage, overhead, assessments and taxes (primarily the Special
Compensation Fund assessment), and profit.D
E
These figures show the distribution of indemnity claimants by employment
status. Volunteer employment is excluded, because it makes up a small percentage
of the total.F
This figure shows all fatal work-injuries in the private and public sectors from
the national Census of Fatal Occupational Injuries
(CFOI), conducted by the Bureau of Labor Statistics with state and other
federal agencies.