Research and Statistics -- DLI statistics
Workers' compensation
Average indemnity and medical costs of insured claims, adjusted to SAWW (2004 wage levels),
1984-2003 [1] [2]
A. Indemnity claims
Year |
Medical cost |
Total cost |
|
|---|---|---|---|
| 1984 | $17,366 | $7,049 | $24,416 |
| 1985 | 18,338 | 7,835 | 26,173 |
| 1986 | 19,242 | 8,355 | 27,598 |
| 1987 | 19,281 | 8,833 | 28,114 |
| 1988 | 18,868 | 9,238 | 28,106 |
| 1989 | 20,207 | 10,487 | 30,694 |
| 1990 | 20,660 | 10,889 | 31,549 |
| 1991 | 17,995 | 10,090 | 28,085 |
| 1992 | 14,959 | 9,545 | 24,503 |
| 1993 | 12,666 | 9,327 | 21,993 |
| 1994 | 12,360 | 8,834 | 21,194 |
| 1995 | 11,563 | 9,149 | 20,712 |
| 1996 | 11,552 | 9,507 | 21,059 |
| 1997 | 11,234 | 9,750 | 20,984 |
| 1998 | 11,067 | 10,024 | 21,090 |
| 1999 | 12,614 | 11,301 | 23,915 |
| 2000 | 12,861 | 11,302 | 24,163 |
| 2001 | 14,650 | 13,061 | 27,711 |
| 2002 | 14,897 | 13,909 | 28,806 |
| 2003 | 14,679 | 15,420 | 30,099 |
B. Medical-only claims
Year |
Medical cost |
Total cost |
|---|---|---|
| 1984 | $362 | $362 |
| 1985 | 375 | 375 |
| 1986 | 390 | 390 |
| 1987 | 424 | 424 |
| 1988 | 452 | 452 |
| 1989 | 496 | 496 |
| 1990 | 544 | 544 |
| 1991 | 593 | 593 |
| 1992 | 580 | 580 |
| 1993 | 552 | 552 |
| 1994 | 540 | 540 |
| 1995 | 541 | 541 |
| 1996 | 538 | 538 |
| 1997 | 545 | 545 |
| 1998 | 554 | 554 |
| 1999 | 574 | 574 |
| 2000 | 604 | 604 |
| 2001 | 653 | 653 |
| 2002 | 705 | 705 |
| 2003 | 725 | 725 |
C. All claims
Year |
Medical cost |
Total cost |
|
|---|---|---|---|
| 1984 | $4,843 | $2,227 | $7,070 |
| 1985 | 5,002 | 2,410 | 7,412 |
| 1986 | 5,188 | 2,537 | 7,725 |
| 1987 | 5,373 | 2,767 | 8,140 |
| 1988 | 5,191 | 2,870 | 8,061 |
| 1989 | 5,480 | 3,205 | 8,685 |
| 1990 | 5,670 | 3,383 | 9,054 |
| 1991 | 4,863 | 3,160 | 8,023 |
| 1992 | 3,794 | 2,854 | 6,647 |
| 1993 | 2,986 | 2,621 | 5,607 |
| 1994 | 2,714 | 2,362 | 5,076 |
| 1995 | 2,396 | 2,352 | 4,721 |
| 1996 | 2,311 | 2,333 | 4,644 |
| 1997 | 2,244 | 2,383 | 4,627 |
| 1998 | 2,188 | 2,426 | 4,614 |
| 1999 | 2,589 | 2,776 | 5,364 |
| 2000 | 2,690 | 2,842 | 5,531 |
| 2001 | 3,049 | 3,235 | 6,284 |
| 2002 | 3,151 | 3,498 | 6,649 |
| 2003 | 3,159 | 3,888 | 7,047 |
1. Data is from the Minnesota Workers' Compensation Insurers Association, 2006 Minnesota Ratemaking Report. Incurred losses, from insurer reports about policy experience, are developed to a fifth-report basis using the development factors in the ratemaking report. The figures include the voluntary market and Assigned Risk Plan, and exclude supplementary benefits and second-injury claims.
2. To standardize the cost of benefits over time, the numbers are adjusted for growth in the statewide average weekly wage (SAWW), from unemployment insurance data. The number for each year is adjusted to 2004 by multiplying it by the ratio of the 2004 SAWW to the SAWW for that year, using the SAWW reflecting wages-paid during the respective year. Details in Appendix.
and workers
