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Research and Statistics -- DLI statistics



Workers' compensation

Average indemnity and medical costs of insured claims, adjusted to average wage growth (2014 dollars),
1997-2013 [1] [2]

Description

Appendix

A. Indemnity claims

Year
Medical
cost
Total
cost
1997 $14,692 $13,509 $28,201
1998 14,473 13,889 28,362
1999 15,978 16,428 32,406
2000 16,516 15,936 32,452
2001 18,179 18,128 36,308
2002 18,980 19,421 38,401
2003 19,243 21,141 40,384
2004 18,194 19,623 37,817
2005 18,846 20,377 39,223
2006 18,967 21,037 40,004
2007 19,099 21,334 40,433
2008 20,266 24,701 44,967
2009 19,208 22,514 41.722
2010 18,921 23,707 42,628
2011 19,061 22,029 41,090
2012 18,587 23,494 42,081
2013 19,030 24,495 43,525

B. Medical-only claims

Year
Medical
cost
Total
cost
1997 $699 $699
1998 711 711
1999 734 734
2000 779 779
2001 864 864
2002 894 894
2003 917 917
2004 949 949
2005 971 971
2006 976 976
2007 1,012 1,012
2008 1,074 1,074
2009 1,112 1,112
2010 1,150 1,150
2011 1,167 1,167
2012 1,187 1,187
2013 1,178 1,178

C. All claims

Year
Medical
cost
Total
cost
1997 $2,944 $3,265 $6,209
1998 2,870 3,325 6,195
1999 3,288 3,964 7,252
2000 3,462 3,956 7,419
2001 3,800 4,473 8,273
2002 4,042 4,840 8,882
2003 4,162 5,291

9,454

2004 3,892 4,944 8,836
2005 4,062 5,154 9,216
2006 4,013 5,220 9,233
2007 4,123 5,399 9,523
2008 4,434 6,242 10,676
2009 4,387 6,000 10,386
2010 4,366 6,355 10,721
2011 4,318 5,894 10,212
2012 4,320 6,372 10,691
2013 4,485 6,673 11,158

1. Data is from the Minnesota Workers' Compensation Insurers Association, 2006 Minnesota Ratemaking Report. Incurred losses, from insurer reports about policy experience, are developed to a fifth-report basis using the development factors in the ratemaking report. The figures include the voluntary market and Assigned Risk Plan, and exclude supplementary benefits and second-injury claims.

2. To standardize the cost of benefits over time, the numbers are adjusted for growth in the statewide average weekly wage (SAWW), from unemployment insurance data. The number for each year is adjusted to 2004 by multiplying it by the ratio of the 2004 SAWW to the SAWW for that year, using the SAWW reflecting wages-paid during the respective year. Details in Appendix.

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