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Research and Statistics -- DLI statistics



Workers' compensation

Average indemnity and medical costs of insured claims, adjusted to SAWW (2004 wage levels),
1984-2003 [1] [2]

Description

Appendix

A. Indemnity claims

Year
Medical
cost
Total
cost
1984 $17,366 $7,049 $24,416
1985 18,338 7,835 26,173
1986 19,242 8,355 27,598
1987 19,281 8,833 28,114
1988 18,868 9,238 28,106
1989 20,207 10,487 30,694
1990 20,660 10,889 31,549
1991 17,995 10,090 28,085
1992 14,959 9,545 24,503
1993 12,666 9,327 21,993
1994 12,360 8,834 21,194
1995 11,563 9,149 20,712
1996 11,552 9,507 21,059
1997 11,234 9,750 20,984
1998 11,067 10,024 21,090
1999 12,614 11,301 23,915
2000 12,861 11,302 24,163
2001 14,650 13,061 27,711
2002 14,897 13,909 28,806
2003 14,679 15,420 30,099

B. Medical-only claims

Year
Medical
cost
Total
cost
1984 $362 $362
1985 375 375
1986 390 390
1987 424 424
1988 452 452
1989 496 496
1990 544 544
1991 593 593
1992 580 580
1993 552 552
1994 540 540
1995 541 541
1996 538 538
1997 545 545
1998 554 554
1999 574 574
2000 604 604
2001 653 653
2002 705 705
2003 725 725

C. All claims

Year
Medical
cost
Total
cost
1984 $4,843 $2,227 $7,070
1985 5,002 2,410 7,412
1986 5,188 2,537 7,725
1987 5,373 2,767 8,140
1988 5,191 2,870 8,061
1989 5,480 3,205 8,685
1990 5,670 3,383 9,054
1991 4,863 3,160 8,023
1992 3,794 2,854 6,647
1993 2,986 2,621 5,607
1994 2,714 2,362 5,076
1995 2,396 2,352 4,721
1996 2,311 2,333 4,644
1997 2,244 2,383 4,627
1998 2,188 2,426 4,614
1999 2,589 2,776 5,364
2000 2,690 2,842 5,531
2001 3,049 3,235 6,284
2002 3,151 3,498 6,649
2003 3,159 3,888 7,047

1. Data is from the Minnesota Workers' Compensation Insurers Association, 2006 Minnesota Ratemaking Report. Incurred losses, from insurer reports about policy experience, are developed to a fifth-report basis using the development factors in the ratemaking report. The figures include the voluntary market and Assigned Risk Plan, and exclude supplementary benefits and second-injury claims.

2. To standardize the cost of benefits over time, the numbers are adjusted for growth in the statewide average weekly wage (SAWW), from unemployment insurance data. The number for each year is adjusted to 2004 by multiplying it by the ratio of the 2004 SAWW to the SAWW for that year, using the SAWW reflecting wages-paid during the respective year. Details in Appendix.

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